KSeF8 min
KSeF April 2026: Small Business Guide Poland
April 1, 2026 is the KSeF deadline for most Polish businesses. Monthly sales over 10,000 PLN? Here's exactly what you need to do.
February 2, 2026Read
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Blog
This blog covers what actually helps business owners: how to get KSeF-compliant without the headache, how to recover late payments without damaging client relationships, and how to choose the right tools for your company. Expect practical letter templates, honest competitor reviews, and actionable advice.
Featured
Legal6 min
Statutory Interest 2026: What Changed
NBP has held rates stable since October 2023. Here is what the current freeze means for your overdue invoices, when MPC decisions are scheduled, and how to prepare for a rate cut.
April 22, 2026Read
Guide8 min
How to Calculate Invoice Interest
A step-by-step guide for Polish B2B businesses: determine which rate applies, calculate the amount with three worked examples, issue an interest note, and send a formal demand.
April 22, 2026Read
Debt Collection7 min
Final Payment Demand: Template 2026
How a final pre-legal payment demand differs from a regular reminder, when to send it, what it must contain, and a ready-to-use template for Polish B2B creditors.
April 22, 2026Read
Comparison9 min
Invoicing with KSeF: 6 Tools Compared
An honest editorial comparison of six Polish invoicing tools with KSeF integration: Terminovo, Fakturownia, inFakt, wFirma, iFirma, and Aplikacja Podatnika — strengths, weaknesses, and who each suits.
April 22, 2026Read
Debt Collection10 min
Client Not Paying? A Step-by-Step Guide
Step-by-step guide for Polish B2B businesses: from a polite first reminder to a pre-legal demand, including your rights under Polish law.
March 28, 2026Read
Debt Collection8 min
40 Euro Compensation Rule: B2B Guide
Under Polish law, every overdue B2B invoice entitles you to a fixed compensation of 40, 70, or 100 EUR. Here's what it is, how it works, and how to claim it.
March 28, 2026Read
Templates7 min
Polite Payment Reminder Templates: Emails & SMS
Ready-to-use email and SMS templates for payment reminders at every escalation level. Tone-tested, relationship-preserving, and built for Polish B2B.
March 28, 2026Read
Debt Collection8 min
Soft vs. Hard Debt Collection: When to Escalate
What is the difference between soft and hard debt collection? When should you escalate? A practical guide with timelines, costs, and Polish legal context.
March 28, 2026Read
KSeF6 min
How KSeF Helps You Recover Payments Faster
Poland's mandatory e-invoicing system (KSeF) does more than digitize paperwork - it can accelerate your payment recovery. Here's how.
March 28, 2026Read
Templates9 min
Payment Reminder: Escalation Templates
Day-by-day escalation sequences, email and SMS templates, and ready-to-use workflows for every payment reminder scenario a Polish B2B business encounters.
March 28, 2026Read
Debt Collection9 min
Factoring vs. Automated Reminders for Carriers
Factoring costs 1–3% per invoice. Terminovo costs 49 PLN/month flat. For Polish carriers with late-paying clients, the numbers tell the whole story.
March 28, 2026Read
Debt Collection11 min
Late Payments in Transport: Guide
Polish transport averages 52-day payment delays. Learn your legal rights, CMR tips, and how to recover freight invoices without damaging relationships.
March 28, 2026Read
Collections9 min
Interest Note Poland: Template & Rates 2026
Claim 15.75% statutory interest on overdue B2B invoices in Poland. Calculate interest, download a free template, and automate the whole process.
March 9, 2026Read
Collections12 min
Debtor Registries Poland: Guide 2026
BIG InfoMonitor, KRD, ERIF explained for English speakers. Learn who can report a debtor, minimum thresholds, and how registries get invoices paid.
March 9, 2026Read
Comparison7 min
Fakturownia Review & Migration Guide 2026
Fakturownia has 600,000+ users and solid KSeF support. Detailed review of strengths, payment recovery limitations, and how to migrate to a tool with built-in automation.
March 9, 2026Read
Comparison7 min
inFakt Review & Migration Guide 2026
An honest review of inFakt - Poland's popular accounting software. Pricing, KSeF compliance, payment recovery limitations, and how to switch to a tool with automated reminders.
March 9, 2026Read
Comparison6 min
wFirma Review 2026: Pricing & Features
Honest wFirma review: pricing, KSeF integration, payment reminder limitations, and how to migrate to a dedicated collections tool like Terminovo.
March 9, 2026Read
Comparison7 min
iFirma Review 2026: Pricing & Features
Honest iFirma review for 2026: pricing, KSeF support, collections limitations, and how to migrate to a tool with automated payment recovery.
March 9, 2026Read
Comparison7 min
Vindicat Review 2026: Pricing & Costs
Honest Vindicat review: pricing (169–679 PLN/mo), VCAT robot, BIG InfoMonitor, court documents. When to switch and how to migrate to a cheaper alternative with KSeF.
March 9, 2026Read
Debt Recovery6 min
Payment Demand Letter: 2026 Template
Ready-to-use payment demand letter template for 2026. Learn what it must include, how to send it, and what to do when a client doesn't respond.
February 22, 2026Read
Comparison10 min
Best Invoicing Software 2026 – Top 7 Compared
Comparison of the 7 best invoicing programs in 2026: Terminovo, Fakturownia, InFakt, wFirma, iFirma, Faktura.pl, Symfonia. KSeF, debt recovery, pricing.
February 22, 2026Read
KSeF12 min
7 Fatal KSeF Mistakes (And How to Avoid Them)
87% of Polish companies will make at least one of these 7 KSeF mistakes. Based on 100+ real implementations - learn what to avoid.
February 2, 2026Read