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ROI CALCULATOR
Enter a few numbers from your business and we will show you exactly how much time and money automation can recover.
Return on investment
Results are estimates and may vary depending on your industry, client base, and existing processes.
Pricing
Free tier: issue KSeF invoices, track payment status, get notified when payments are late. Paid plans: your clients receive automated reminders.
Free plan shows you what is overdue. Paid tiers send reminders directly to your clients.
For businesses that want KSeF sorted and a clear view of what's overdue.
Client reminders: not included
For small businesses that want to nudge clients politely.
Reminders for 15 clients
For businesses that want peace of mind. The system watches payments for you.
Reminders for 75 clients
For high-volume teams that need full automation at scale.
Reminders for all your clients
Set up once and stop chasing payments. Automated reminders, payment date tracking, and free KSeF invoicing, all in one place.
Reminders, payment tracking, and free KSeF invoicing in one place.

Automated payment reminders on your behalf. Clients pay before the conversation gets awkward.

Payment reminder
FV/042 from Media Markt: 850 PLN
Hi! This was due 3 days ago. Invoice and payment link are in your email! ๐
09:02 โโ
I'll pay by 23 February
09:15
Payment reminder
FV/042 from Media Markt: 850 PLN
Hi! This was due 3 days ago. Invoice and payment link are in your email! ๐
09:02 โโ
I'll pay by 23 February
09:15
FAQ
Quick answers about automated reminders and getting paid without the chase.
Terminovo watches every invoice deadline and sends polite reminders on your behalf, via email and SMS, with a direct payment link so your client can pay by card or bank transfer in seconds, without looking up account numbers. Set your reminder schedule once and the system takes it from there: a considerate nudge before the due date, a calm but firm follow-up once it passes, and a formal demand if the client goes quiet. The system respects quiet hours and skips Sundays, so reminders land at appropriate times. You can exclude specific clients, adjust the tone of each message, and pause a sequence at any moment. <a href="/en/how-it-works/">See how it works</a> or read our <a href="/en/blog/polite-payment-reminder-templates/">guide with ready-to-use templates</a>.
That is a natural concern, and exactly why Terminovo is designed to be tactful, not aggressive. You decide which clients receive automatic reminders and which ones you prefer to exclude. You can set the tone of each message: friendly and warm before the due date, calm but firm afterwards, and formal only as a last resort. Reminders respect quiet hours and skip Sundays, so clients never receive messages at inappropriate times. Clients can also click "I will pay by [date]" and the system automatically pauses all messages until the promised date, removing awkward follow-ups. You protect the relationship. The system protects the cash flow.
Your invoicing tool sent the invoice and stopped. The client hasn't paid โ now what?
Manual chasing is awkward and time-consuming. Let the system handle it.
A PDF without a payment link means your client pays tomorrow, not today.
STEP BY STEP
Four steps from issued invoice to cleared payment โ without a single awkward conversation.
Import invoices from KSeF, upload a file, or issue a new invoice directly in Terminovo. All your receivables land in one place โ ready to work with.

See at a glance how much you've invoiced, how much has been paid, what's still outstanding, and what's overdue โ plus your expenses and net profit. No Excel spreadsheets, no mental arithmetic.

WHY TERMINOVO?
KSeF invoicing + thoughtful payment recovery โ in one tool.
No. Terminovo works alongside your existing invoicing tool, not instead of it. If you issue KSeF invoices in another system, you can sync them from KSeF directly into Terminovo. You can also upload your invoice list from a CSV or Excel file. From that point, Terminovo handles the reminder sequences while you keep issuing invoices the way you always have. If you prefer to have everything in one place, you can also use the built-in KSeF invoicing module in Terminovo, which is free on every tier and fully compliant with mandatory e-invoicing requirements.
The Free tier (PLN 0 per month) gives you full access to KSeF e-invoicing. Issue and receive invoices without any document limits, at no cost. You also get a dashboard showing all your invoices and their payment status: who has paid, who is overdue, and by how many days. What Free does not include is automated reminder sending. On paid plans, Terminovo contacts your clients for you: Starter (PLN 49/mo) handles reminders for up to 15 clients, Professional (PLN 119/mo) up to 75 clients, and Business (PLN 499/mo) handles all your clients. Paid plans also unlock the scheduled-with-preview mode, priority support, and analytics. You can start free and upgrade at any time, with no data loss and no long-term commitment.
The limit refers to the number of clients that currently have active reminders running. This means the system is automatically sending or has scheduled upcoming messages for those clients. On the Starter plan the cap is 15 clients at once; on Professional it is 75. A slot frees up automatically in two situations: when a client pays, or when you manually pause their reminders. This means your capacity adjusts dynamically as invoices get settled. If three clients pay on the same day, you immediately have three new slots available. Clients without active reminders remain visible on your dashboard and can be activated at any point without losing any history.
Yes. Issuing and receiving KSeF e-invoices is included on the Free tier (PLN 0 per month) and on all paid plans, with no additional fees and no document limits. Terminovo supports KSeF 2.0 in line with the current requirements from the Polish Ministry of Finance and includes an offline mode for when the government system is temporarily unavailable. The paid plans (Starter from PLN 49/mo, Professional at PLN 119/mo, Business at PLN 499/mo) add automated client reminders and payment recovery features on top. KSeF invoicing itself stays free because we believe that access to compliant e-invoicing should not be a barrier for any Polish business, regardless of size.
Each morning you receive a digest listing every reminder the system has scheduled to send that day. Before anything reaches your clients, you have a window to review and intervene: you can mark an invoice as paid if the client settled outside the system, skip a single reminder without interrupting the rest of the sequence, or pause the entire sequence for a particular client. If you take no action, the system sends all planned messages automatically at the right time, respecting quiet hours and skipping Sundays. This mode is for people who want full visibility and daily control before anything goes out. It is available on the Professional plan and above, while lower plans run fully automatic sequences without the daily preview.
Business (PLN 499/mo, reminders for all your clients) is currently in waitlist mode. We are onboarding an initial group of users carefully to make sure the experience is right before opening it broadly. If you need the Business plan now, you can join the waitlist from your account settings and we will reach out as soon as a place opens. In the meantime, the Professional plan (PLN 119/mo, reminders for up to 75 clients) covers the needs of most small and mid-sized businesses and is available immediately. We expand Business access in batches, so the sooner you sign up, the sooner you get in.
Yes. You can upgrade or downgrade your plan at any time from account settings. Changes take effect immediately after confirmation, without waiting for the end of a billing period. When you upgrade, you instantly gain access to reminders for more clients and any additional features included in the new plan. When you downgrade, reminders for clients above the new limit are automatically paused (not deleted), so you can reactivate them if you return to a higher plan later. There are no long-term contracts and no cancellation fees. Start on Free, add reminders when you are ready, and adjust the plan as your business grows.
Still have questions? Try free and see for yourself.
Start free, no card neededA separate collections tool = extra cost and double the work.

Every overdue balance, every upcoming payment, every client running late โ visible straight away. You know exactly where you stand before anyone has to ask.

Set up automated reminders, receivables follow-ups, and payment link delivery. Watch your clients pay on time โ while keeping the relationship intact and skipping the awkward conversations.

Create invoices in Terminovo or import existing ones from KSeF. File upload also available.

Unlimited KSeF invoices on every plan, at no extra cost. No separate invoicing subscription needed.

Start at PLN 0. Starter from PLN 49/mo. Annual plans save 20%.
Operated from Poland. Data stored on EU servers, encrypted, GDPR compliant.
Swipe to see more โ
From a friendly reminder to a formal demand โ the system adjusts the tone for you.

Create invoices in Terminovo or import existing ones from KSeF. File upload also available.

Start at PLN 0. Starter from PLN 49/mo. Annual plans save 20%.
Operated from Poland. Data stored on EU servers, encrypted, GDPR compliant.

Unlimited KSeF invoices on every plan, at no extra cost. No separate invoicing subscription needed.
