Paid on time.
Relationship intact.

That is exactly why Terminovo is tactful by design. You choose which clients get reminders, the tone starts friendly and only firms up if an invoice stays unpaid, and messages never go out at night or on Sundays. Clients can also click "I'll pay by [date]" — reminders pause automatically until then. You protect the relationship; the system protects the cash flow.

No. Terminovo works alongside your existing invoicing tool. Sync your KSeF invoices directly, or upload a CSV/Excel export. Terminovo handles the reminders; you keep invoicing wherever you like. If you want everything in one place, the built-in KSeF module is free on every plan.

Your account downgrades to Free automatically — no charges, because we never asked for a card. You keep unlimited KSeF invoicing and the overdue dashboard. If reminders were earning their keep, pick Starter (49 zł/mo) or Professional (119 zł/mo) whenever you're ready.

1 credit = 1 invoice actively managed in a given month — no matter how many reminder messages are sent for it, and no matter how many clients you have. Starter includes 15 credits, Professional 75, Business unlimited. Credits reset monthly, and KSeF invoicing never uses credits.

Yes — issuing and receiving KSeF 2.0 e-invoices is free on every plan including Free, with no document limits and an offline mode for government-system outages. Paid plans add automated client reminders on top. Compliant e-invoicing shouldn't be a barrier for any Polish business.

Yes — Terminovo supports recurring billing: scheduled recurring invoices plus automatic card payments (auto-charge) for subscriptions. You set a schedule — monthly, quarterly, or yearly — and invoices generate automatically, with automatic submission to KSeF if you choose. You can also invite a regular customer to save their card once; from then on, every recurring invoice is paid automatically, with no link and no reminders needed. If there's no saved card or the charge fails, the customer automatically gets a standard payment link, and the invoice falls back into the normal reminder sequence. It's a good fit for subscriptions, ongoing B2B retainers, SaaS billing, or accounting offices invoicing clients every month.