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Online payment recovery that runs without you
No more manual calls or follow-up emails. Terminovo sends automatic reminders via SMS and email at the right moment โ even on Sunday. You get your time back.
Get started for freeHow does automated payment recovery work in Terminovo?
1
Add your invoices: upload a CSV or Excel file, sync from KSeF, or issue invoices directly in Terminovo using the built-in e-invoicing module. The system starts monitoring due dates immediately.
2
Set your reminder rules once: which channels to use (SMS, email), when to contact clients, and at what intervals. Configure it in minutes โ the system takes it from there.
3
The system runs 24/7. Reminders go out automatically at the right time โ with a direct payment link in every message. Clients pay via BLIK, card, or bank transfer without any friction.
4
Track results in real time. The dashboard shows which invoices are paid, which are overdue, and how much cash has come back in through automated reminders.
Why does online payment recovery change the game?
Traditional methods are slow, eat your time, and damage client relationships. Automated payment recovery is faster, cheaper, and far less invasive, and the results speak for themselves.
Works around the clock, even while you sleep
When an invoice goes overdue on Saturday evening, the reminder goes out Sunday morning. The system runs non-stop with no input from you.
Zero manual work, and we mean zero
You configure your reminder sequence once, and from that point everything runs itself. No more spreadsheets, no more drafting follow-ups.
Always know exactly where each invoice stands
A clear dashboard shows the real-time status of every invoice: paid, outstanding, committed to a date. No guesswork, no calls to chase status.
Scales with your business - no extra headcount needed
20 invoices a month or 2,000 โ the system scales without hiring and without new processes.
One screen. Full control over every outstanding payment.
The Terminovo dashboard shows every invoice and its current status in one place - overdue, paid, awaiting a payment commitment. You can see exactly when each reminder went out, which channel was used, and how much cash has been recovered through automation. The information comes to you - you don't have to go looking for it.
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Traditional methods vs. an automated online payment recovery system
Old school - manual and slow
- Manually calling clients - time-consuming and uncomfortable for everyone involved
- Sending follow-up emails one by one, often days late
- No system - some invoices inevitably fall through the cracks
- Only works during office hours; nothing happens on weekends
- No way to measure effectiveness - it's all in your head or buried in a spreadsheet
Terminovo - online payment recovery on autopilot
- Automatic SMS and email reminders - the system reaches out without any input from you
- Every invoice has its own reminder sequence - nothing gets forgotten
- Runs 24/7, including Saturdays, Sundays, and public holidays
- Clients can pay instantly from the payment link in the reminder - no bank details to look up
- Full analytics dashboard - see results, trends, and recovery rates in real time
FAQ
What is online payment recovery and how is it different from traditional methods?
Online payment recovery is an automated process that runs entirely digitally - no phone calls, no manual emails, no third-party agency. Unlike traditional methods, the system works autonomously based on rules you define: it sends invoice reminders via SMS and email, tracks client responses, and reports results in real time. You set the rules. Terminovo handles the rest.
Is it really fully automated? What do I actually have to do?
After a one-time setup of your reminder sequence, the system runs entirely on its own. You add invoices - manually, by import, or via KSeF - and from that point Terminovo monitors due dates, sends reminders, and tracks payments without any input from you. The only thing left to do is check the dashboard and watch the results come in.
Which channels does the system use to send reminders?
Terminovo sends reminders via SMS and email - depending on the stage in the process and your settings. Every message includes a direct payment link, so clients can settle the invoice in one click without navigating to any website or entering payment details manually. The fewer steps to payment, the faster the money comes back.
How quickly can I get started?
Registration and onboarding take just a few minutes - no contracts, no sales calls, no credit card required. The Free plan is free forever and lets you start sending reminders to clients right away. If you already have outstanding invoices, you can upload them immediately and launch your first reminder sequence today.
How much does automated payment recovery in Terminovo cost?
Terminovo is available on four plans: Free (PLN 0, forever), Starter (reminders for 15 clients / PLN 49/mo), Professional (reminders for 75 clients / PLN 119/mo), and Business (reminders for all your clients / PLN 499/mo). Every plan includes free KSeF e-invoicing and payment links in every reminder. Cancel anytime.
Put your payment recovery on autopilot - start today
Thousands of businesses are already recovering payments without any manual effort. Join for free and see how fast automated payment recovery works.
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