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B2B payment recovery that protects the relationship
One late invoice shouldn't cost you a long-term client. Terminovo sends automatic reminders that get you paid โ without straining the relationship.
Get started for freeHow does Terminovo's B2B payment recovery process work?
1
Connect your invoices โ import from KSeF, upload a CSV, or enter them directly. Terminovo immediately identifies every outstanding invoice and when it is due.
2
Set your reminder schedule once: when to send, which channel (SMS, email), and what tone to use at each stage. The system runs from that point without your involvement.
3
Terminovo sends reminders automatically on your behalf โ each one with a direct payment link so the client can pay via BLIK, card, or transfer in 30 seconds, directly from the message.
4
Track everything in one place: who paid, who is overdue, and who needs a personal call from you. No surprises, no missed follow-ups.
Why does B2B payment recovery require a different approach?
In B2B, it's never just one invoice at stake. It's future orders, referrals, and your reputation. You need a tool that gets results without ever crossing the line into pressure tactics.
Keep the business relationship intact
Your client receives a polite, professional reminder, not an aggressive demand. The tone stays collaborative, so payment happens without unnecessary friction.
Every reminder represents your brand
Reminders go out under your company name, in your voice. You can customise the message so it sounds like you, not a debt recovery agency.
A scalable process without extra headcount
Whether you're managing 10 invoices a month or 500, Terminovo handles every single one without your involvement. No reminders calendar needed.
Know who's paying and when
Clients can commit to a payment date with one click, before you have to ask. The dashboard gives you the full picture: overdue, in progress, paid.
One view of every outstanding invoice your business has
The Terminovo dashboard shows the real-time status of every invoice: when each reminder was sent, whether the client opened it, whether they've committed to a payment date, and whether the money has arrived. You don't need to keep this in your head or in a spreadsheet. Full visibility over your B2B payment recovery, in one place.
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The old way vs. Terminovo
Old-school B2B payment chasing
- Manually checking which invoices are overdue, multiple times a week, all month long.
- Uncomfortable phone calls that strain the relationship and eat up your time.
- No consistent process. Every overdue invoice handled differently depending on the day.
- No way to know whether the client even received the invoice, or is simply stalling.
- A debt recovery agency as a last resort. Expensive and almost certainly the end of that client relationship.
With Terminovo
- The system monitors due dates and sends reminders automatically. No action needed from you.
- Professional SMS and email reminders instead of uncomfortable phone calls.
- One consistent process for every invoice, from D-1 before the due date to D+30.
- Clients can commit to a payment date with one click. You get clarity without having to ask.
- A direct payment link in every reminder. Clients can pay instantly without hunting for your bank details.
FAQ
What exactly is B2B payment recovery?
B2B payment recovery is the process of recovering outstanding payments from other businesses, as opposed to consumer debt where the debtor is an individual. In business-to-business relationships, invoice amounts are typically larger, payment terms longer, and the stakes often include an entire ongoing commercial relationship. That's why it demands a different, more partnership-oriented approach.
How is Terminovo different from a traditional payment recovery agency?
A traditional agency usually gets involved only after months of non-payment and operates aggressively, which frequently ends the client relationship for good. Terminovo is soft, automated payment reminders sent at the right time, before things escalate. You stay in control, act under your own name, and pay no commission to anyone.
Won't automated reminders damage my client relationships?
Research consistently shows that most late B2B payments are caused by a lost invoice or simple oversight, not bad intent. A polite, well-timed reminder is received as professionalism, not pressure. You can fully customise the tone and wording to match your communication style, so every message sounds like it came from you.
What if a client genuinely can't pay on time?
Terminovo includes a payment commitment feature. Clients can click directly from the reminder to let you know when their payment will go out. No phone call needed, no awkward conversation. You get clarity on your cash flow, and the client feels respected rather than pressured. It builds trust instead of tension.
How much does Terminovo cost, and can I start for free?
Yes. The Free plan is genuinely free. For higher invoice volumes, subscribe to a paid plan: Starter (reminders for 15 clients / PLN 49/mo), Professional (reminders for 75 clients / PLN 119/mo), or Business (reminders for all your clients / PLN 499/mo). Cancel anytime. Every plan includes free KSeF e-invoicing built in. No need to pay for a separate invoicing tool.
Start recovering B2B payments, professionally, without the stress
Join businesses that have stopped wasting time on manual invoice follow-ups. Getting started takes less than 5 minutes.
Get started for freeRelated pages
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