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Forget manually calling clients and sending yet another polite payment request email. Terminovo triggers automated invoice reminders via SMS and email at exactly the right moment, day after day, even on Sunday. You get your time back. The system gets your money back.
Get started for freeAdd your invoices: upload a CSV, connect your invoicing system, or issue invoices directly in Terminovo using the built-in KSeF e-invoicing module.
Set your reminder rules: choose when to contact clients, which channels to use, and at what intervals: one day before the due date, one day after, one week after, and so on.
The system works around the clock. Reminders go out automatically at the right time, with no input from you, including weekends and public holidays.
Track results in real time. The dashboard shows which invoices have been paid, which are awaiting a payment commitment, and how much cash has already come back in.
Traditional methods are slow, eat your time, and damage client relationships. Automated payment recovery is faster, cheaper, and far less invasive, and the results speak for themselves.
Your online payment recovery system doesn't take a lunch break or a day off. When an invoice goes overdue on a Saturday evening, the reminder goes out Sunday morning, with no action required from you. Clients get the message at exactly the right moment, regardless of the time of day or day of the week.
No more scrolling through spreadsheets, figuring out who hasn't paid, and drafting yet another carefully worded follow-up. You configure your reminder sequence once, and from that point everything runs itself. The time you get back can go into sales, client work, or just a calmer end to your working day.
A clear dashboard shows the real-time status of every outstanding payment: which reminders have been sent, which invoices have been paid, and which businesses have committed to a payment date. No guesswork, no time wasted calling clients to check on payment status. The full picture, in one place.
Managing 20 invoices a month? Or 2,000? Automated online payment recovery scales without hiring, without new processes, and without added complexity. The system handles one overdue invoice just as efficiently as hundreds - and none of it requires you to manage it.
The Terminovo dashboard shows every invoice and its current status in one place - overdue, paid, awaiting a payment commitment. You can see exactly when each reminder went out, which channel was used, and how much cash has been recovered through automation. The information comes to you - you don't have to go looking for it.

Online payment recovery is an automated process that runs entirely digitally - no phone calls, no manual emails, no third-party agency. Unlike traditional methods, the system works autonomously based on rules you define: it sends invoice reminders via SMS and email, tracks client responses, and reports results in real time. You set the rules. Terminovo handles the rest.
After a one-time setup of your reminder sequence, the system runs entirely on its own. You add invoices - manually, by import, or via KSeF - and from that point Terminovo monitors due dates, sends reminders, and tracks payments without any input from you. The only thing left to do is check the dashboard and watch the results come in.
Terminovo sends reminders via SMS and email - depending on the stage in the process and your settings. Every message includes a direct payment link, so clients can settle the invoice in one click without navigating to any website or entering payment details manually. The fewer steps to payment, the faster the money comes back.
Registration and onboarding take just a few minutes - no contracts, no sales calls, no credit card required. The Free plan is free forever and lets you start sending reminders to clients right away. If you already have outstanding invoices, you can upload them immediately and launch your first reminder sequence today.
Terminovo is available on four plans: Free (PLN 0 — forever), Starter (15 active sequences / PLN 49/mo), Professional (75 / PLN 119/mo), and Business (unlimited / PLN 499/mo). Every plan includes free KSeF e-invoicing and payment links in every reminder. Cancel anytime.
Thousands of businesses are already recovering payments without any manual effort. Join for free and see how fast automated payment recovery works.
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