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KSeF + automated payment remindersStop chasing clients
Stop chasing clients
for payments.
Have 3-5 clients who always pay late? Terminovo automatically reminds them via SMS with BLIK link. You focus on work, the system watches your money.
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Peace of mind starts with knowing you're covered
Most businesses carry the weight of overdue invoices quietly. You don't have to.
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You waste 8+ hours monthly chasing payments
Checking bank transfers, writing emails, awkward phone calls. Time you could spend on billable work.
8h/month💸
Client is 30 days late - you can't pay taxes
40% of freelancers have cash flow problems because clients pay late. Sound familiar?
40% of freelancers😰
Awkward conversations damage relationships
You call to remind about payment, feel like a pest. Yet you did the work.
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Your invoicing software doesn't track payments for you
Invoicing tools are great for issuing invoices. But who reminds clients? Who tracks deadlines? You.
Manual workHow we help
Terminovo watches your money
Automatic SMS reminders, BLIK payment link, zero awkward conversations.
📱
BLIKSMS with BLIK link - client pays instantly
System sends SMS before due date and after overdue. Client clicks, pays with BLIK, done. No login, no bank transfer.
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Promise-to-payClient promises to pay - system pauses
Client picks payment date. Reminders automatically pause. When deadline passes without payment - system resumes reminders.
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Works with your invoicing system
Transfer your invoices from any system. Terminovo connects and starts tracking. Zero retyping.
app.terminovo.pl
Testimonials
Join businesses already preparing
MoF compliant
Works with any invoicing system
Free planKSeF at PLN 0Plans from PLN 49/mo
Frequently asked questions
Will chasing invoices through Terminovo damage my relationship with clients?
Terminovo is designed to keep things professional and low-pressure. Reminders go out automatically in your name, in a polite tone - so clients receive a courteous nudge rather than an awkward call from you personally.
How does the BLIK payment link work?
Each SMS reminder includes a direct BLIK payment link, so your client can pay instantly from their phone without logging into a banking portal. Removing friction from the payment process is one of the most effective ways to get invoices settled faster.
I only have a handful of clients - is Terminovo worth it for me?
Absolutely. Even with just three or four clients, a single overdue invoice can disrupt your cash flow for weeks. Terminovo's free plan covers the basics at no cost, and paid automation starts at PLN 49/month - less than the time you'd spend on one manual follow-up.
What if my client disputes the invoice - will reminders keep going out?
You can pause or cancel reminders for any invoice with one click. If a payment is in dispute, simply put that invoice on hold until it is resolved, and Terminovo will leave it untouched.
Start for free
We watch the payments, you watch the relationships.
Hand the worry over to us. Terminovo takes care of reminders, follow-ups, and payment tracking — so you can focus on what matters. KSeF included, for free.
KSeF 2.0 compliant
Polish company
Data in Poland
No card required
PL support